HELP Need Suggestion on Home Loan

[scorpionking76]

Bhai don't go for private banks, go with SBI first preference, else any nationalised banks will do.

 

[IndianMascot]

Even im waiting for my marriage bcoz i can get loan easily at less interest....

Mujhe bhi iss saal yaa next year me apna ghar ka kaam start karana hai...

All the best bro.

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[IndianMascot]

Bhai don't go for private banks, go with SBI first preference, else any nationalised banks will do.

Any recommendations for LIC housing finance?

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[scorpionking76]

Any recommendations for LIC housing finance?

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They are very active in market nowadays and seems to be okay. SBI on the other hand has low emi on contrast to others is what I am given to understand bro

 

[Technoglitch]

Is it fixed or floating interest rates?

 

[KARTHI HD]

Canara Bank

 

[scorpionking76]

Is it fixed or floating interest rates?

Should always be floating bro

 

[IndianMascot]

Fixed and floating both are available but looking at Indian Market its better to go with floating.

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[Aviral Sangal]

I will suggest hdfc bank. Because hdfc has most stringent vetting process and if the documents of the property are not in order they won't give you loans. With such a strong vetting process their bad loans are very very less as compared to any other bank. SBI has laid back attitude also a processing fee. While with hdfc you can get it waived off or get it lowered. Remember SBI has huge bad loans.

 

[KARTHI HD]

Home loan: how to pick the right bank – NDTV Profit