HELP My New "Credit Card" From Axis Bank

[Misma]

780 is good score but loan amount will be reduced as compared to 800 plus points.

Btw out of 8 cards how many you use frequently?

Out of 6 cards 4 will be use in a month, not fixed one. Once in while all cards will be used in once 2-3 months.

780 score I was checked 6 month back after that I took one housing loan and 1personal loan. Still my loan eligibility is there for me to take as I need

 

[IndianMascot]

Yes. This is what I was trying to say. Even if you have credit card but usage of card is less, it contribute to a good cibil score.

 

[DashMajor]

Yes. This is what I was trying to say. Even if you have credit card but usage of card is less, it contribute to a good cibil score.

So less usage increases the score

 

[timkamat]

OFFTOPIC- please let me know how to get my cibil score?

 

[IndianMascot]

You can know it from a banker whenever you apply for a loan or credit card else you may pay for it on their website

CIBIL | Check Credit Score Online before applying for a loan

 

[Akash Modi]

Congratulations