HELP My New "Credit Card" From Axis Bank

[DashMajor]

next semester is there right?

No done

 

[Vadirocks]

Other Benefit Via Online Is Discount Coupons

 

[XPosed]

No, IndianMascot , Anirudha bros .... I dont Pay Fees of school online , but do the following which saves a lot of time and i am using is since 6th class till now in class 10 to Pay :

• Recharge Dishtv and mobile with 50% Discount
• Electricity , water bills
• BSNL BB Bills
• LIC Premium
• Road Tax
• Ticket booking
• Lots of shopping ( 10,000 + Rupees Monthly)
• Paypal for Intl Shopping
• Purchasing MS Windows (2 times)
• Many more which i cant Remember of

 

[Deepu]

All my Bill Payments from Grocery to Electricity bills are done using my Credit card. Any place where card is being accepted I use it. I really don't like using cash for transactions

 

[XPosed]

Way to go Deepu bro

 

[IndianMascot]

But it is always suggested to use debit card as much as we can. It helps in building good credibility and cibil report.

 

[Deepu]

But it is always suggested to use debit card as much as we can. It helps in building good credibility and cibil report.

IndianMascot bro, Cibil report is based on credit usage not debit usage

 

[Misma]

I am holding 6 credit cards, still i am maintaining credit score more than 780.
So it depends on how you are using and maintaining

 

[IndianMascot]

IndianMascot bro, Cibil report is based on credit usage not debit usage

It depends upon lot many things bro like loan defaults, mobile bill defaults, any other default. Infact everything which is related to pan card.

It is always suggested to keep and use credit card when and wherever required. Lesser the card usage more is the cibil score. Also it has been experienced that if you pay your credit card bill little more than the billed amount, it contribute to a better cibil score.

 

[IndianMascot]

I am holding 6 credit cards, still i am maintaining credit score more than 780.
So it depends on how you are using and maintaining

780 is good score but loan amount will be reduced as compared to 800 plus points.

Btw out of 8 cards how many you use frequently?